Payments infrastructure for platforms.

Accept payments, bill subscriptions, pay out to recipients, and keep every cent on a double-entry ledger, through one API.

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What Runite does

  1. Accept

    Cards and other payment methods, 3D Secure, network tokens, invoices and subscriptions, refunds.

  2. Pay out

    Bank payouts to recipients in many countries, with payee tax-form collection.

  3. Ledger

    Real-time double-entry ledger, split transfers, scheduled fund release.

  4. Risk & security

    Fraud screening, tokenized card data that never touches our servers, tenant isolation enforced in the database.

Accept payments the way your customers pay.

Take cards and other payment methods, with 3D Secure and network tokens built in. Charge once, send an invoice, or bill on a subscription, and issue refunds when you need to.

  • Cards and other payment methods
  • 3D Secure and network tokens
  • Invoices with sales tax calculated
  • Subscriptions and refunds

Pay the people on your platform.

Send bank payouts to recipients in many countries, and collect W-9 and W-8 tax forms from the payees you pay.

  • Bank payouts
  • Recipients in many countries
  • W-9 and W-8 tax-form collection

Know where every cent is.

Every movement of money is recorded on a double-entry ledger in real time. Split a payment between a seller and your platform, and hold funds to release on a schedule.

  • Real-time double-entry ledger
  • Split transfers
  • Scheduled fund release

Security in the foundation.

Payments are screened for fraud. Card data is tokenized and never touches our servers. Each platform’s data is kept separate, with isolation enforced in the database itself.

  • Fraud screening
  • Tokenized card data
  • Tenant isolation in the database

How a payment moves through Runite.

  1. Your customer pays

    With the payment method they choose, once or on a subscription.

  2. Runite checks it

    The payment is screened for fraud and authenticated with 3D Secure.

  3. The ledger records it

    Funds are recorded double-entry and split between the seller and your platform.

  4. Recipients get paid

    Funds are released on schedule and paid out to their bank accounts.

One API for all of it.

One REST API, idempotent requests, and a full events feed.

  • REST API

    Clear resources for payments, invoices, subscriptions and refunds.

  • Idempotent requests

    Retry safely: repeating a request with the same key won’t run it twice.

  • Events feed

    Every change to a payment, invoice, subscription, refund or dispute, from one endpoint.

Talk to us about your platform.

Tell us what you’re building and how money needs to move.

Get in touch hello@runite.com